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Managing risk at bonfires and firework displays

Hosting a bonfire or fireworks display can provide a lot of fun and be a great spectacle, but if you don’t look out for potential problems you can end up getting your fingers burnt.

Whilst health and safety around these events are a major priority for organisers, there are still instances when a fire or pyrotechnics can get out of control and cause damage to business premises.

Such an event can be highly disruptive and prevent the business from operating; therefore making sure you are protected is essential.

Here are a few tips to make sure you’re protected

  • Business Interruption Insurance will reflect how long it would take to recover your current trading position should you not be able to trade.     
  • Check your policy is your policy up to date, so you don’t want to find your organisation is under insured after an incident.
  • Have you updated the current value of your assets and materials?

We understand that accidents can happen even when due diligence is applied and when it comes to your organisation’s insurance cover, it is definitely better to be safe than sorry.

Useful info

  • You must not set off fireworks between 11pm and 7am.
  • The exceptions are: - Bonfire Night, when the cut off is midnight - New Year’s Eve, Diwali and Chinese New Year, when the cut off is 1am
  • You can be fined up to £5,000 and/or imprisoned for up to 6 months for selling or using fireworks illegally.
  • You could also get an on-the-spot fine of £90.
  • You can only buy fireworks (including sparklers) from registered sellers for private use on these dates: - 15 October to 10 November - 26 to 31 December - 3 days before Diwali and Chinese New Year At other times you can only buy fireworks from licensed shops.
  • The law states you must not set off or throw fireworks (including sparklers) in the streets or other public places.


If you need any advice or help contact the team at C&C, they would be more than happy to help. Call us on 0161 406 4800.