MID – Explained:-

The Motor Insurers' Information Centre (MIIC) was established by the insurance industry to oversee, on their behalf, the development and ongoing management of the Motor Insurance Database (MID). This database is already a key tool in the crusade against the crime of uninsured driving, with details of every individually insured vehicle now held on the MID.

The UK has one of the worst records in Western Europe for uninsured driving, with an estimated one in every twenty cars on the road being driven without proper insurance cover. This results in every honest motorist in the UK paying £15 - £30 of their insurance premium to compensate the innocent victims of these cheats ... and the problem is growing at a dramatic rate.

Not only will the database help to reduce this crime, but it will also assist the UK in meeting the 4th EU Motor Insurance Directive. This directive, which came into effect on 20 January 2003, requires that details of every insured vehicle be accessible (by VRM), by a national information centre in order to make it easier to pursue cross-border claims. In the UK, the MIIC will fulfil the role of the UK Information Centre.

MID – Procedure:-

Insurers have unique systems please contact us to confirm the procedure applicable to your Insurer concerned.